[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.wanabi.cz\/penize-si-muzeme-i-pujcovat\/#Article","mainEntityOfPage":"https:\/\/www.wanabi.cz\/penize-si-muzeme-i-pujcovat\/","headline":"Pen\u00edze si m\u016f\u017eeme i p\u016fj\u010dovat","name":"Pen\u00edze si m\u016f\u017eeme i p\u016fj\u010dovat","description":"Podnik\u00e1n\u00ed slou\u017e\u00ed hlavn\u011b k vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz. To je jeho hlavn\u00ed \u00fakol, to je fakt, kter\u00e9mu se u \u017e\u00e1dn\u00e9ho podnik\u00e1n\u00ed nevyhneme. Jen\u017ee to neznamen\u00e1, \u017ee kdy\u017e je takov\u00fd byznys p\u0159edur\u010den\u00fd k vyd\u011bl\u00e1v\u00e1n\u00ed, tak\u00e9 se j\u00edm v\u017edy a za v\u0161ech okolnost\u00ed dost vyd\u011bl\u00e1v\u00e1. N\u011bkdy b\u00fdv\u00e1 podnik\u00e1n\u00ed v\u00fdnosn\u00e9 jenom m\u00e1lo, n\u011bkdy je to dokonce i prod\u011ble\u010dn\u00e9. A kdy\u017e...","datePublished":"2025-07-04","dateModified":"2025-07-04","author":{"@type":"Person","@id":"https:\/\/www.wanabi.cz\/author\/#Person","name":"","url":"https:\/\/www.wanabi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"wanabi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.wanabi.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_9.jpg","url":"https:\/\/www.wanabi.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_9.jpg","height":0,"width":0},"url":"https:\/\/www.wanabi.cz\/penize-si-muzeme-i-pujcovat\/","about":["Finance"],"wordCount":417,"articleBody":"   Podnik\u00e1n\u00ed slou\u017e\u00ed hlavn\u011b k vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz. To je jeho hlavn\u00ed \u00fakol, to je fakt, kter\u00e9mu se u \u017e\u00e1dn\u00e9ho podnik\u00e1n\u00ed nevyhneme. Jen\u017ee to neznamen\u00e1, \u017ee kdy\u017e je takov\u00fd byznys p\u0159edur\u010den\u00fd k vyd\u011bl\u00e1v\u00e1n\u00ed, tak\u00e9 se j\u00edm v\u017edy a za v\u0161ech okolnost\u00ed dost vyd\u011bl\u00e1v\u00e1. N\u011bkdy b\u00fdv\u00e1 podnik\u00e1n\u00ed v\u00fdnosn\u00e9 jenom m\u00e1lo, n\u011bkdy je to dokonce i prod\u011ble\u010dn\u00e9. A kdy\u017e se tu situace nevyv\u00edj\u00ed tak, jak by se vyv\u00edjet m\u011bla, ale podnikatel s t\u00edm p\u0159esto nechce skon\u010dit? Pak u\u017e je tu jenom jedin\u00e1 mo\u017enost. Mus\u00ed se prov\u00e9st zm\u011bny, kter\u00e9 ziskovost op\u011bt zaru\u010d\u00ed, a mus\u00ed se vydr\u017eet do doby, ne\u017e budou zisky zase takov\u00e9, jak\u00e9 maj\u00ed b\u00fdt.Ale zm\u011bny n\u011bco stoj\u00ed. A p\u0159e\u010dkat obdob\u00ed nedostatku tak\u00e9 nelze bez pen\u011bz. A kde na to tedy finance vz\u00edt? A\u0165 p\u0159em\u00fd\u0161l\u00edm, jak p\u0159em\u00fd\u0161l\u00edm, napad\u00e1 m\u011b jenom jedin\u00e9 \u0159e\u0161en\u00ed. A t\u00edm je p\u016fj\u010dka. Pen\u00edze toti\u017e podnikatel\u016fm nikdo nedaruje, ale p\u016fj\u010dit jim je m\u016f\u017ee.M\u016f\u017ee, ale tak\u00e9 nemus\u00ed, jak z praxe velice dob\u0159e v\u00edme. N\u011bkdy podnikatel\u00e9 o p\u016fj\u010dku po\u017e\u00e1daj\u00ed a dostanou ji, n\u011bkdy ale tak\u00e9 ne. A n\u011bkdy jsou nab\u00edzej\u00edc\u00ed se p\u016fj\u010dky natolik nev\u00fdhodn\u00e9 nebo rizikov\u00e9, \u017ee se prost\u011b nevyplat\u00ed je vyu\u017e\u00edt. A je t\u0159eba hledat lep\u0161\u00ed a dostupn\u011bj\u0161\u00ed nab\u00eddky.A kter\u00e9 z p\u016fj\u010dek jsou tu i pro podnikatele, kter\u00fdm pro jejich probl\u00e9my necht\u011bj\u00ed p\u016fj\u010dit banky? P\u0159ece nebankovn\u00ed hypot\u00e9ky. I kdy\u017e toti\u017e maj\u00ed podnikatel\u00e9 tolik probl\u00e9m\u016f, \u017ee se nikomu nechce jim pen\u00edze p\u016fj\u010dovat, tady nehraj\u00ed negativa na stran\u011b \u017e\u00e1daj\u00edc\u00edch podnikatel\u016f roli. Proto\u017ee se tu ru\u010d\u00ed za takovou p\u016fj\u010dku nemovitost\u00ed, a d\u00edky tomu je jasn\u00e9, \u017ee \u017eadatel s takovou z\u00e1rukou p\u016fj\u010dku dostane, proto\u017ee ji bude ur\u010dit\u011b ve vlastn\u00edm z\u00e1jmu spl\u00e1cet.A tak mnoz\u00ed podnikatel\u00e9 \u017e\u00e1daj\u00ed pr\u00e1v\u011b o nebankovn\u00ed hypot\u00e9ky. A kdy\u017e usp\u011bj\u00ed, prok\u00e1\u017ee jim t\u0159eba hypot\u00e9ka po insolvenci nebankovnihypoteky.net pr\u00e1v\u011b tu slu\u017ebu, kter\u00e1 je jim zrovna pot\u0159eba. Tedy umo\u017en\u00ed jim financovat to, co by se jim jinak v jejich situaci ufinancovat nepoda\u0159ilo.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze si m\u016f\u017eeme i p\u016fj\u010dovat","item":"https:\/\/www.wanabi.cz\/penize-si-muzeme-i-pujcovat\/#breadcrumbitem"}]}]